Forget the Battle of the Bulge - are you losing the Battle of the Bills? If so, don’t surrender to your debt. Instead, be smart, gather your bills, and read on because I’m going to tell you about 5 ways you can consolidate debt loans without using your home’s equity!CREDIT CARD TRANSFER - I know this is Old Faithful in the financial services world, but if you can qualify for 0% financing for a year, not only does it save you money, but it may help you kick some unwanted debt out of your life.Before transferring existing debt onto a new credit card, keep in mind that if you can’t pay off the balance before the introductory rate expires, it could cost you in the long run. If you’re certain that you can pay the account off during the introductory period it could be a wise move.WHAT’S YOUR LIFE WORTH? - Do you have a whole life insurance policy with cash value that you’re not using right now? If you do, you can borrow against its value in order to pay off some bills. The good news is that the interest rate on this kind […]

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