Is life over when you turn 60? I don’t think so. There might have been a time in history when that seemed the case but in today’s world with things like the Internet opening up the world to new opportunities, it is just a matter of “getting with it” and the 60’s can be that new lease on life. Not only can it be a great time to get involved in helpful causes, it can be a time to try some things that one has also talked or thought about but not ever done.At age 51, Jeff, who had been a musician in his early years only to finally take a “regular” job in his late twenties spending the next 30 years in the print and marketing industries, decided to see if he could “make it” by getting his music aired on radio. Within three years he was on the air in 42 countries world wide and had music in movies such as Random Hearts starring Harrison Ford.Arlene, at age 69 became the co-founder of MyHATT an International Dinner club concept that helps educate people about other countries and cultures around the world while sharing a […]
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Do you realize what you are up to? Success University is simply the best thing you could ever think of.Surprising! Or is it?Spare a minute and take a look!Oh, look at this! Just a few months back I was unwittingly enrolled into a program with a funny name by a close friend. SUCCESS UNIVERSITY! he called it. You may have heard about it certainly, he insisted. Success University is the No.1 most cherished and most successful multilevel work-at-home marketing program on the internet, he intimated. But I personally was not convinced. Initially, at least! I had so many times in the past heard so much hype about how you could become a millionaire with nothing more than a laptop or computer screen. There are hundreds of people out there who will say you can get awfully rich with no effort at all. No work or investment! Some will even entice you into trying pyramid schemes, get-rich-quick programs, or any other kinds of scam you can think of. And people actually buy them. At the slightest chance to make a quick buck, people will actually whip out their wallets and part with their lifetime savings. I just couldn’t be fooled and […]
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In part one, we discussed how time is by far the dominating factor in investing, but we only have a limited amount of time and time is not easily doubled. We also learned that interest rates are somewhat of a moving target, unless they are fixed, but no high-return investment is ever fixed. This leads us to the last factor of investing or the amount of money you can afford to invest.
The amount of money you can contribute is the only factor that can be significantly changed, without taking on uncontrolled risks. I know what you are thinking, 0What if I don0t have that kind of extra cash flow to invest? The answer to this question is: How much do you spend per month to service your debt? How much do you pay each month for your home mortgage and other consumer debt (i.e. credit cards, line of credit, etc)? And what about auto loans, don0t forget to include your spouse0s car or truck too?
The average American family spends around $2,000 per month servicing their existing liabilities, or debts, and if they don0t add any additional debt they are likely […]
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