One of the challenges we face as Fee Based Planners and Wealth Managers is how do doctors and dentists get to know about Graeme and Ray and the job we do?After all, we know (and our existing clients tell us), that we are providing our clients with exactly the kind of service they want, and they love the way we work for them and not the product provider.But of course how would a dentist in Yorkshire or a doctor in Surrey get to know this? One method that has seen success is that we are prominent in the major search engines (especially google). So, for example, if you search for ‘financial advice for dentists/doctors’ (without quotes) you should see us up there towards the top.And this is where the story starts. One of the calls received in December was from a dentist in the Durham area. I referred to this client in an earlier newsletter, but the essence was this.An Independent Financial Adviser, well known as someone who targets the dental market, had visited the caller - let’s call him John - and had asked him a few questions, and John had told him what he thought were his priorities, […]
Full Article At: KnowHow-Now.com Articles
As investors grow tired of the ups and downs of the stock market, they begin to consider the concept of property investing as a better alternative. While not all people are cut out to be landlords, those who do may find that rental properties are great for building their long term wealth. But first, you need to know how to find good investment property.Making the decision to purchase rental property is easy. What’s going to be a bit complicated is finding a profitable rental property. This normally takes time, connections and lots of research.Here are the things you need to know to get yourself established:1. Set up your time horizon.Before buying a property, you should have a concrete idea of how long you want to own it. If you’re targeting a longer term investment, you will likely need to invest in repairs, improvements and maintenance.However, if you’re planning to own a property for a short time, you’ll probably want to skip making key improvements. That is, if you are sure that you can earn back the costs you incurred at a higher sale price.2. Expand your network.Landlords who have had more experience are knowledgeable when it comes to finding properties. […]
Full Article At: KnowHow-Now.com Articles
When I was young, we were taught to respect people that were older than us, regardless of who they were. I, in my youthful rebellion, disagreed. For me it was far more important to respect people for what they have done and how they have proven themselves.There is a tradition in my culture that where a person is more than ten years older than me, I am not allowed to call this person by his or her name, because that would be disrespectful. I am supposed to call the person by the title of uncle or aunt. However, in this instance a title does not convey respect. The title merely conveys tradition. The same tradition says that if a person is more than ten years older than me and has a darker skin color, then it is all right to call the person by his or her name, with the implication that the person is not worthy of the same amount of respect because of the shade of their skin.This is one of the reasons why I question the culture of my people. I do not reject this culture, because it is part […]
Full Article At: KnowHow-Now.com Articles
