April 30, 2008

Read why we are retiring in Ecuador

Something people always want to know.We have recently returned from a trip to Ecuador and are planning our return in July 2008. The italics are what we wrote on our website before travelling to Ecuador. Read on and find out why.After arriving in Ecuador and spending a couple of days in Quite, the second largest city in Ecuador. We then headed up North to Cuenca, the third largest city in Ecuador to seek out some properties we had viewed on the internet.We rented a great little apartment in Cuenca for the price of $360 per month. This included, internet, cable TV, and a lovely lady who came and serviced our apartment once a week, plus a bag of washing and ironing. Great value. You can take a look at the apartment by Clicking Here.We rented this apartment for almost two months and since our departure it has had a few updated features so the rent has now risen to $400. Still well worth a stay.”Ecuador seems like a great place to start looking as it has been ranked as #2 by International Living. “This is what we wrote on our website before we left and […]

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April 28, 2008

1995 NFL Starting Lineup - Joe Montana - Retirement Edition - Kansas City Chiefs

1995 Hasbro / Kenner NFL Starting Lineup - Joe Montana

Toy:  Hasbro / Kenner 1995 Edition NFL Starting Lineup, Joe Montana Retirement Edition
Company: Hasbro / Kenner 
List Price: 
Amazon Price: $34.99

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Save money because of Good Credit Scores.

Good Credit Scores obviously is to pathway to saving money. You are probably asking why, well the answer is on money borrowed. The average American has to borrow money occasionally for different reason. Let’s assume you need to buy a car, and you think your credit score is low. You are considered a high risk and the banks will charge you higher interest on the money borrowed. Maybe you need to get an installment loan from the bank for personal reasons, you may get denied because your credit score is too low. What every your situation is your credit score will determine how much money you have in the bank at retirement. If you think about this it is pretty scary.Examples of Money lost to High Interest:Car loan with low credit score:Loan Amount: $25,000Interest rate: 12%Term: 6 yearsPayment: $488 per monthCar loan with high credit score:Loan Amount: $25,000Interest rate: 6%Term: 6 yearsPayment: $414 per month*This calculation is a true current market rate calculation for car loans currently.The difference in payment is $74.00 per month. If you have good credit you would have saved $5,328 dollars. This money could be in a interest bearing account making you some interest as opposed […]

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