It0s been another tumultuous year in the music industry, a business that0s seeing significant challenges to virtually every aspect of its business model, and that needs the pressure of such change as much as a polar bear needs a heat lamp. With peer-to-peer downloading of music that seems unstoppable no matter how many companies get shut down, bad press generated by poorly conceived punitive lawsuits against said file sharers, declining CD sales, increasing failure among traditional music retail stores, and well-known artists like Radiohead and Nine Inch Nails striking out on their own and offering new releases online for free; it seems these days the music industry can0t catch a break.
But with all of this doom and gloom, the one positive for the industry in 2007 has been a relatively strong live concert market. Nostalgia has been the order of the day, with classic rock acts continuing to hit the road, their numbers bolstered by reuniting 800s acts who0ve either got the itch as part of a midlife crisis, or who want to pad out their retirement income. Just look at the acts currently (week of November 20, 2007) holding the top fifteen spots on Pollstar0s Top 50 list of […]
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Being in the military is a lifestyle all its own. You might be a service personnel or the parent, spouse or child of someone in the armed forces. The military life touches everyone who loves someone serving in any one of the service branches whether it is the Marines, Navy, Army, Air Force, or National Guard. Military scrapbooking ideas all start with how the military life affects you.
Scrapbooking Ideas for Military Personnel
As a member of the armed forces, you will want to preserve and document your military experience. Recording your memories of your service years is important not only for yourself, but also for your children and future generations. Your years in the service are not only personal, but they document our national history as well. You might have served in a war or responded to a national crisis. Preserving your memories of those experiences will tell others your first-person account of a moment in history.
Items to Include In Your Military Scrapbook
Your service documents including your enlistment application
Newspaper articles
Photos of you receiving recognition
Photos of returning home from a duty station
Photos of your military friends
Photos of your service stations
A timeline of your years in service, including where and when you served
Pages […]
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Now that you have decided to think about retiring, the next step is to get help from retirement planning services. There is a variety of sources for information about retiring, so it pays to take some time and research a few of your choices first.
The most obvious place to look for retirement planning services is to ask your friends and colleagues if they can recommend anyone. If someone is happy with the service they received from their retirement planner, they will be happy to recommend them to you. And, if someone has had a bad experience with a company, you will want to know that as well. You might end up with a collection of horror stories that can save you from making the same mistakes as your friends did.
Many workplaces offer this type of service to their employees, or have a list of recommended retirement planners. Set aside some time to meet with the person at your workplace who is responsible for your benefits. The Human Resources department can explain all the perks, investments and saving plans that your employer has for you to take advantage of. You might find that you have more options available to you than […]
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