People who have a Health Savings Account (HSA) benefit from lower health insurance premiums and reduced income taxes. But the best long-term benefit for many will be the large amount of money they will have in their Health Savings Accounts as they enter their retirement years. The best way to build up a significant amount in your HSA is to fund it every year, get a good return on your money, and avoid making withdrawals. And the easiest way to avoid withdrawals from your HSA is to stay in healthy.People have much more control over their health than most of them realize. If you want to take more personal responsibility for your health, forget your New Year’s “Resolutions” (if you’re like most, you probably already have!), and make some real goals to improve your health and prevent future degeneration.You Have the PowerThe first step in the journey towards optimum health is to realize that you, indeed, do have the power to influence your health as you age. While the genes you inherited from your parents do affect your risks, for most diseases this influence is tiny compared to the role your lifestyle plays.Here’s the way it plays out for the […]
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With the presidential debates gearing up again we are sure to hear more about health care. But we propose a slightly different question. In addition to asking how we can get more people healthcare coverage, we should also ask why so many people are sick in the first place.The words of John Kennedy might today be, “Ask not what the health care system can do for you. Ask what you can do to reduce the health care burden”. But before delving into what we can do, let’s take a look at some realities that our next president could face in their first ‘State of the Union’ address.On the downside -* We are not healthy: 60% of adults and 20% of kids are overweight; 30% of today’s kids are anticipated to become diabetic; 20% of high school kids have early stages of heart disease. The estimated economic burden of depression for the year 2000 (most recent estimate) was $83.1 billion, and this is just one of many brain-related diseases* We are aging: within the next couple of decades, about 20% of the population will be of retirement age; 4.5 million people already have Alzheimer’s disease and by 2050 there will […]
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