For a number of years now, Rosarito has been a popular weekend destination for many Southern Californian tourists, most of them college students out to get a bit of a breather from their grueling classes. It0s easy to see why the area is such a popular tourist attraction given its endless stretches of beaches and excellent surfing spots, not to mention the vibrant nightlife and party scene, which is reputed to be one of the liveliest anywhere in the world.
What many people haven0t realized yet however is that Rosarito is also a great place for calmer and more relaxing pursuits. While its reputation as a party destination is certainly well deserved, Rosarito could very well be the perfect place to own a vacation home0or even plan your retirement.
One of the most surprising things about Rosarito is its location. It0s only 22 miles from the U.S.-Mexican border0which translates to about a 20-minute drive0but even this short distance is enough to transport you to a beach paradise where the weather is perfect all year 0round and breathtaking natural sights are an ever-present delight. The world famous warmth and hospitality of the local residents and the distinctively international flair of the area makes […]
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For many years now, Baja California has been known as a party and vacation spot for many people all over the world. From couples seeking an intimate getaway to college students looking for a place to get in some much needed partying over spring break, Baja California presents an ideal destination where you can go to leave the worries of the real world behind.
What a growing number of people are realizing however is that aside from providing a temporary haven for rest and recreation, Baja California can in fact be a place where you can spend considerably longer periods of time in and perhaps even live out your retirement years. And why not, after all? In addition to the many stunning natural features of the area, there is a wealth of both personal and business opportunities to be had for the few souls brave enough to make the move. If you need any more convincing there is the world famous warmth and friendliness of the local residents, the excellent standard of living0particularly if you measure your income in dollars0and the near perfect weather all year round. And let0s not forget that Baja California is only 30 to 40 minutes from […]
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If you’re like most people, your home and mortgage is both your biggest asset and your biggest financial commitment. And if for some reason you find you’re unable to meet your monthly mortgage repayments, it could turn into your biggest nightmare. Without some form of mortgage protection, the worst case scenario is that you end up losing your family home.
For most people, the Government provides little help. People whose mortgages were taken out in or after October of 1995 must wait 39 weeks before they are entitled to receive any mortgage help from the Government. Even after that, the Government only pays your interest, leaving the principal portion of your payments unpaid. If your mortgage is relatively recent, you might be able to get by with that, as conventional mortgage repayments are front-loaded with interest, but you’ve still got to wait nine months before you even qualify.
That’s not the only problem, however. Once you qualify, Government Income Support for Mortgage Interest (IMSI) payments are calculated using a “standard” interest rate that is much lower than the rate at which most people obtain mortgages. Unfortunately, there’s yet another issue. People with mortgages over 0100,000 experience additional problems, because IMSI payments only […]
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