December 31, 2007

Cancer Prevention - How to Reduce Your Risk of Cancer

Traditional medical treatments for cancer may include surgery, radiation therapy, chemotherapy, and hormone therapy. Many doctors use a combination of methods in an effort to increase the effectiveness and speed at which they attack the cancer. The treatment or combination of treatments is often dependent on the type, location, and severity of the cancer. While all of these therapies have been used with varying degrees of success - NONE OF THEM address the main problem with cancer - TOO MANY PEOPLE GET CANCER!What is the ultimate solution to cancer? What should YOU be focused on?How about not getting sick in the first place!If given a choice, would you rather take a few simple steps to avoid cancer or do you want to take your chances and fight it once your doctor tells you you’ve got it? Would you rather spend your retirement money on the latest creative treatments and expensive high-tech equipment or spend time with the ones you love doing the things you love the most?Just how much does our cancer crisis cost you? Consider that every man, woman and child in the U.S. contributes nearly $720 each year - that’s almost $3,000 […]

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December 30, 2007

How Much Term Life Insurance Should I Buy?

Term life insurance is an important part of the financial planning process. It serves to provide financially for all of the loved ones in your family should you happen to pass away unexpectedly. But one of the important things that people do not put enough consideration into is how much coverage is actually enough. When looking at term life insurance quotes, how can you determine how much is actually going to be needed by your family, if they no longer have you there to depend on? When shopping around for quotes, consider the following information so that you may make the right, informed decisions.
Identifying the Basics of Term Life Insurance
The first thing that you need to remember is that the main purpose of term life insurance is to completely circumvent all financial stress in the event of your death, which means the foremost purpose of your term life insurance policy should be income replacement to protect your family. With that having been said, it is now important for you to understand how your lost salary will impact your loved ones if you pass away.
Make a list including how much money is spent on daily expenses, elderly family care, childcare, education, […]

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An Open Letter To All Historic Buildings Nearing Retirement Age

If you’re a historic building looking for a nice place to spend your golden years, Miami might not be it. Quite apart from the subtropical sun beating down your finish to a dull suggestion of what you once looked like, you’ll be subjected to a vicious cycle of heat, humidity, rain and (sometimes very big) wind that will leave you old before your time.
And, if you survive all that, good luck surviving developer’s fever. No, it’s not a disease you can catch, but it can kill you just the same. As soon as the dirt under your footers becomes valuable enough, they’ll start fitting you for the wrecking ball, and you won’t be getting a corsage. Sure, you’ll still get some visitors who think you deserve to be left alone, but very few of them will have enough influence (or money) to save you. Those that do will probably form their own buyer’s group to sell the city fathers (and mothers) a slightly less destructive plan. When the dust settles, your old friends will be greeted by a nice plaque, maybe even a scale model, when they visit your grave.
I know you’ve been around. You should know all this by […]

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