Still curious about Rutgers-Nebraska comparisons, I stumbled on a short biography of former Nebraska football coach Tom Osborne in a book I just finished called 100 Heroes: People in Sports Who Make This a Better World.
It led me to collect a little more information about this Hall of Fame coach, which I0d like to share with the online audience. The Rutgers 1000 really picked the wrong school to pick on.
First, are Osborne0s football accomplishments, after 25 years as head coach at the University of Nebraska.
0 Two undisputed national titles
0 25 Top 15 rankings
0 12 Big Eight Conference titles
0 1 Big 12 Conference title
0 255 career wins
More interesting were his accomplishments off the field. Osborne came to Nebraska in 1960, not only as an assistant coach, but also as the team0s first academic counselor. Thirty years later, his teams had compiled an 82 percent graduation rate; that0s higher than the regular student bodies at most colleges and universities in the country, let alone football players. Nebraska has graduated 65 Academic All American football players since 1962, an outstanding performance as well. As of 2006, nine years since Osborne0s retirement from coaching, Nebraska football had an 88 percent graduation rate, […]
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Many Americans today don’t have a savings account or emergency fund. I heard on the news recently that the Commerce Department reported that Americans spend all the money they have and personal savings rates have reached the lowest level since the Great Depression.
Your emergency fund is your safety net: in case you get sick or lose your job you can use your emergency savings to hold you for a few months until you can find a new job.
Your emergency account should be separate from your checking or savings accounts and should only be used for emergencies such as an unexpected expense, unemployment, medical bills, etc.
An emergency fund should be enough savings to pay your bills for at least 3 to 6 months. Money for an emergency fund should be readily accessible and stored in a checking or savings account, preferably a high-interest savings account, such as Emigrant Direct or ING or a money market account where you can make money while saving money.
To determine how much money is needed to pay 3 to 6 month’s worth of your bills do an inventory and write down all your bills and expenses and the monthly amount spent for each. Calculate the total. […]
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Most people think financial success and happiness are connected, in a way they are right however happiness is not connected to the amount of money you make. How you think about and manage money contributes to your happiness. There are three aspects to wealth: Managing Your Finances, Managing Your Career and Managing Your AttitudeManaging Your Finances1: Spend Less than You Earn and Save MoneyThis is the most obvious financial principal of all time; however, it is ignored with each swipe of the credit card. Have a budget, know where your money goes, and don’t spend money on fun things until you have paid for your necessities. Someone once defined materialism as “Buying Things You Don’t Need, With Money You Don’t Have, to Impress People You Don’t Like”. Buying things never made anyone happy, and recent research has proven beyond a doubt that high income and net worth do not lead to happiness.(Roszkowski, Phd, Michael J., and John Grable, Phd, Cfp, Rfc. “How are Income and Net Worth Related to Happiness?” The Journal of Financial Services Professionals 60.1 (2007).Accumulate money in savings accounts, retirement plans, investment portfolios, and your home equity. It is important to be prepared for difficult circumstances, such […]
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